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    <title>the-insurance-ladies</title>
    <link>https://www.theinsuranceladies.co.nz</link>
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      <title>6 reasons why you need health insurance</title>
      <link>https://www.theinsuranceladies.co.nz/replacing-your-toothbrush</link>
      <description>Unlike good wine, toothbrushes don't get better with age. Make sure you replace your toothbrush every three months, and more often in cases when it is looking worn with wear.</description>
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           Here are six reasons why you need health insurance:
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            1.  Greater choice - you choose who, when and where to have your treatment. 
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            2.  Faster access to treatments
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           3.  Less worry
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           4.  Reduce lost income
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           5.  Access to leading health treatments
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           6.  Increased certainty and confidence about the future.
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           All in all, this gives you the peace of mind that you now you have more access to support, treatment and health innovations, not the one size fits all narrow pathway that the public system provides.
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      <pubDate>Sun, 31 Jan 2021 18:48:53 GMT</pubDate>
      <author>barbaralee@theinsuranceladies.co.nz (Barbara-Lee Dickson)</author>
      <guid>https://www.theinsuranceladies.co.nz/replacing-your-toothbrush</guid>
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      <title>4 issues that might affect kiwis in 2022</title>
      <link>https://www.theinsuranceladies.co.nz/electric-toothbrush</link>
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           FOUR ISSUES THAT MIGHT AFFECT KIWIS IN 2022:
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            1.  Elective surgery delays:   Covid-19 has meant kiwis are facing considerable delays for their treatments. 
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            Solution:  Have you considered Private Medical Cover?  Now is good !
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            2.  Rising Mortgage Rates:  Does your current Income Protection Plan cover you for enough protection for your increased costs. 
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           Solution:  Book in for an Insurance Review in the New Year.
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           3.  Underwriting:  Some Life and Health Insurers are considering asking about whether you are vaccinated or not, and the implications for you around this.
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           Solution:  Apply for your Covers now.  Don't wait.  We can currently offer you full cover around Pandemics but that might change next year.
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            4.  Returning Kiwis:  Lots of you are coming home to live which is great.  Welcome
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           Solution:  You need to put a Plan B in place around any unexpected illness or injury.
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           Call me today on 0508 81 81 81 or PM me to arrange a time to chat about your needs.
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           Remember my services are free and mobile and I have a range of providers, so I can tailor your Plan to suit your needs.
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      <pubDate>Sun, 31 Jan 2021 18:48:53 GMT</pubDate>
      <author>barbaralee@theinsuranceladies.co.nz (Barbara-Lee Dickson)</author>
      <guid>https://www.theinsuranceladies.co.nz/electric-toothbrush</guid>
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      <title>Toothache? Call us immediately</title>
      <link>https://www.theinsuranceladies.co.nz/toothache-tips</link>
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            Tootaches can be a minor irritation, or they can be an indication of something much more serious. If you're not quite sure how serious something is, set an appointment with us. 
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          Speak to your audience
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          You know your audience better than anyone else, so keep them in mind as you write your blog posts. Write about things they care about. If you have a company Facebook page, look here to find topics to write about
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          Take a few moments to plan your post
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          Once you have a great idea for a post, write the first draft. Some people like to start with the title and then work on the paragraphs. Other people like to start with subtitles and go from there. Choose the method that works for you.
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           "We had a very pleasant experience with Dr. Johnson and her staff. My daughter was very anxious about having the procedure, but Dr. Johnson was so patient,  and spend a lot of time keeping her calm and relaxed. The staff was very helpful. "
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            Jillian Monroe
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           Don’t forget to add images
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           Be sure to include a few high-quality images in your blog. Images break up the text and make it more readable. They can also convey emotions or ideas that are hard to put into words.
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           Edit carefully before posting
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           Once you’re happy with the text, put it aside for a day or two, and then re-read it. You’ll probably find a few things you want to add, and a couple more that you want to remove. Have a friend or colleague look it over to make sure there are no mistakes. When your post is error-free, set it up in your blog and publish.
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      <pubDate>Sun, 31 Jan 2021 18:48:53 GMT</pubDate>
      <author>barbaralee@theinsuranceladies.co.nz (Barbara-Lee Dickson)</author>
      <guid>https://www.theinsuranceladies.co.nz/toothache-tips</guid>
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