Ask yourself these questions to see whether you need to complete a comprehensive Business Check to identify your risks:
I want to be sure that my business could continue trading if I was to become sick or disabled and unable to work.
I want to ensure that I have covered all personal guarantees that I have given for business loans and overdrafts.
I want to ensure my business partner(s) have protection in place to provide cash into the business in the event of suffering a major critical illness?
I want to know more about insurances that can cover my business expenses or the costs of recruiting a locum if I or one of my partners or shareholders were to die or become seriously disabled.
I want to be confident that my income would be covered if I could not work due to prolonged sickness and if I didn’t qualify for ACC Cover because this does not cover me for an illness, only accidents.
I want to know that in the event of the unexpected happening that my family and my business would survive financially.